Traditionally, obtaining financing in the middle and lower-middle classes has been particularly difficult, either for the purchase of a home or to refinance existing debts. The above is due to the low banking penetration in these segments. While there have been initiatives to "bankize" these segments, the knowledge and dedication required make large financial institutions prefer to focus on more traditional segments. Similarly, large commercial houses have entered these segments in a gradual manner, but always maintaining weaker credit policies and therefore granting more onerous financing. In Activa Private Debt we create different financing alternatives for companies and individuals, depending on their needs, present in different economic sectors and generating attractive returns with important risk coverage.

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